🚀 Business & Startups🇮🇳 India
UPI May Finally Start Costing You Money — Here's Why That's Being Discussed
Inc42 Media·Saturday, 1 August 2026
For nearly six years, UPI transactions have been free for everyone — no Merchant Discount Rate (MDR), which is the small fee merchants pay when you swipe a card. Now, that zero-cost promise is being reconsidered, with MDR coming back on the table as a serious policy discussion.
Why It Matters
If MDR is reintroduced on UPI, the cost of digital payments could change for merchants — and potentially for you as a consumer too.
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