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Klarna Wants a US Bank Licence — And It's Not Alone Among Fintechs
CNBC·Wednesday, 8 July 2026
Swedish buy-now-pay-later giant Klarna has applied for a US bank charter, joining a broader wave of fintech and crypto firms trying to enter the traditional banking system. The move would allow Klarna to offer a wider range of financial services beyond its core lending product. The application signals fintechs are pushing deeper into regulated banking territory.
Why It Matters
India has a thriving buy-now-pay-later and fintech sector, and how regulators treat similar firms abroad often shapes the template for rules at home.
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