🚀 Business & Startups🇮🇳 India
SBI Wants to Free Up Cash by Selling Off Parts of Its ₹10 Trillion Home Loan Book
mint - companies·Monday, 22 June 2026
SBI Chairman CS Setty says the bank is looking to monetise its home loan pools — essentially selling off bundles of home loans to investors — to boost credit as deposit growth lags behind. Setty described the ₹10 trillion mortgage book as an 'illiquid asset' that can be turned into cash. This process is called securitisation.
Why It Matters
SBI is India's largest bank. How it manages its balance sheet directly affects credit availability for millions of home loan borrowers and the broader economy.
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